- Unlock Cash Flow for Every Real Estate Deal
Empowering Real Estate Transactions with Fast & Flexible Financing Solutions
Your Strategic Partner for Advancing Exchange
This real estate transactions involve a sale and purchase agreement (S&P). Most spas have a standard timeline of 3 months or longer to complete the S&P. Some sellers may need cash flow before the due date, while some buyers may want to delay payment but still pay the owner earlier through financing.” As your Strategic Partner for Advancing Exchange, SPAEX facilitates an advanced solution to bridge this gap.
By facilitating financing solutions, SPAEX can help sellers get paid sooner and buyers manage their payments more effectively, bridging the gap between the sale and purchase agreement timelines.
Unlock Cash Flow for Every Real Estate Deal
For Partners
Join SPAEX as a Funding Partner to create a strategic partnership that adds value. SPAEX collaborates with cooperatives and non-bank financiers to provide customized financing solutions that simplify the real estate process. Become part of a network dedicated to unlocking capital and enhancing efficiency in the real estate industry.
For Lawyers
Partner with SPAEX to earn referral fees and become part of our panel of trusted lawyers. Gain access to a consistent flow of real estate cases from our network, boosting transaction volumes. Facilitate your clients seamless financing solutions to expedite property deals and enhance their overall experience. Let’s expand opportunities & grow the network together.
For Agents
Boost your business by offering your clients quick access to capital! Whether you're helping a seller access their sales proceeds early or assisting buyers in securing financing, SPAEX equips you with the tools to close deals smoother. Most importantly, you can receive your commission faster. Join us and increase your service offering to drive more success.
For Sellers
Unlock your property's value sooner with SPAEX! Gain early access to a portion of your sales proceeds before the transaction is completed. No more long waits, enjoy quick approval and competitive rates. Secure your advance now and take the next step with confidence.
For Buyers
Need time to settle the full payment on your real estate transaction? SPAEX facilitates flexible financing options that give you the breathing space to complete your purchase. With affordable rates and quick approvals, we help you manage your cash flow efficiently so you can ensure on securing your property.
How It Works
Experience a smooth financing process with SPAEX, allowing you to capitalize on real estate opportunities without delays.
01
Join Now
Join SPAEX to access a wide range of financial services tailored to support your business. Joining is straightforward and opens up various financial possibilities.
02
Apply Online
Complete your application and property details through our easy online form. Our team will guide you through the document submission process.
03
Get Approval
Your application will be reviewed, and approval will be provided within a short timeframe.
04
get advance
Once approved, you'll receive fast access to your capital. from our partnered financial solutions
05
Settlement
Settlements are handled directly through your stakeholder with flexible terms, ensuring convenience and ease.
Seamless Transactions for Sellers, Buyers and Partners
What You Get
Better Access to Capital
Gain early upfront access to funds based on the value of your Sale and Purchase Agreement (SPA), allowing you to unlock capital before the transaction is completed.
Fast & Flexible
Quick access to funds with a streamlined approval process and flexible settlement options, helping you manage cash flow and take advantage of time-sensitive opportunities.
Reasonable Fee
A processing fee applies along with a monthly service charge, enabling you to seize opportunities without being held back by delayed payments.
Vetted Options
Engage with validated real estate transaction opportunities, backed by secure fund management through trustee accounts. SPAEX ensures compliance with all regulations, providing you with confidence in the legality of operations.
Why Collaborate With SPAEX
In 2024, Malaysia’s property market continued its growth, reaching RM105.65 billion in transaction value in just the first half of the year, with a total of 198,906 deals completed.
Collaborate with SPAEX to capture a significant share of this thriving sector through our innovative real estate financing solutions.
Explore key 2023 statistics on Malaysia’s real estate transactions and uncover the vast market opportunities with SPAEX
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About SPAEX
At SPAEX, our vision is to revolutionize the real estate financing landscape by providing innovative, efficient, and accessible financial solutions for all stakeholders involved in property transactions.
Our dedicated team of experts, drawn from diverse fields such as legal, banking, real estate and finance, works collaboratively to create tailored financing options that support sellers, buyers, agents, and partners.
SPAEX aims to unlock capital and enhance liquidity in real estate transactions, ensuring that our clients can seize opportunities without the constraints of traditional financing methods.
In collaboration with the Cooperatives and Non-Bank Financiers, SPAEX strives to foster seamless transactions and build lasting relationships in the industry.
Join SPAEX
Through SPAEX’s fast and flexible financing solutions, we envision a future where every real estate related deal can be facilitated smoothly and efficiently, driving growth and prosperity for our clients and the broader market.
Join SPAEX on this journey as we reshape the way real estate financing is done.
Frequently Asked Questions
SPAEX is a financial solution platform that acts as the partner, facilitating advances on Sale and Purchase Agreements (SPA) to
enable smoother real estate transaction
Yes, SPAEX follows all legal standard procedures for real estate transactions in Malaysia, ensuring a secure and compliant process.
SPAEX operates in collaboration with non bank financiers and cooperatives, ensuring full reliability and compliance with legal standards.
No, it's not a traditional loan. SPAEX advances your sale proceeds and charges a one-time processing fee and a monthly service fee. This is based on the transaction itself, not your credit score, and it doesn't result in long-term debt.
SPAEX accepts real estate-related transactions, such as primary property sales and purchases that are in progress and awaiting balance payments. Each deal is subject to review, and SPAEX reserves the right to decline any transaction based on our assessment or risk factors. Certain property types, like Malay reserve land, may not be eligible.
SPAEX currently provides services across Malaysia, focusing on key regions including Sarawak and other major cities.
Yes, the minimum is RM50,000 and the maximum is RM1 million; anything above subject to our assessment and evaluation of the case.
The processing fee varies from 3-6% depending on the duration of the SPA transaction, along with a monthly service fee. Legal fee and stamp duty are separate and not included in the processing fee.
A monthly service fee of 1.5% based on the amount provided upfront. The fee covers the services provided, ensuring a smooth transaction.
You can receive up to 50% of your SPA value, subject to our final valuation and assessment; payment is made and released through our partner to your lawyer's trust account.
Once approved, funds are disbursed within 3-5 working days to your lawyer’s trust account.
Settlement can be made within 30 to 120 days, depending on the agreement.
Settlement is handled through the lawyer by assigning it to SPAEX. The lawyer, under authorization from the seller or buyer, repays SPAEX.
If a deal is delayed, we offer flexible extensions depend on the spa, and same service fee will continue to accrue until the actual settlement date.
If the deal falls through, the seller and buyer must settle any advanced amounts and fees according to the terms agreed with SPAEX. Additional legal or administrative costs may apply.
You can still use SPAEX even if your law firm is not on our panel, but consent from your lawyer is required.
No, using SPAEX does not affect your credit score or disrupt ongoing transactions. The process is seamless and works in parallel with the regular standard spa transaction flow.
Register your interest, submit a form, get approved, and receive your advance through our partnered financial solutions
By collaborating as a strategic funding affiliate with SPAEX, you can achieve annual returns up to 12% on short-term facilities, with durations ranging from 30 to 120 days.
Disclaimer: While SPAEX strives tp facilitate funding solutions, there are inherent risks involved, including the possibility of default. It's importapt to consider these risks carefully Keri making your decision
SPAEX implements a robust AML policy that includes thorough customer due diligence, secure record-keeping, and regular training for employees to identify and report suspicious activities. We also comply with Malaysian regulations by monitoring transactions and reporting any suspicious activity to the relevant authorities.
Settlement can be made within 30 to 120 days, depending on the agreement.
Settlement is handled through the lawyer by assigning it to SPAEX. The lawyer, under authorization from the seller or buyer, repays SPAEX.
If a deal is delayed, we offer flexible extensions depend on the spa, and same service fee will continue to accrue until the actual settlement date.
If the deal falls through, the seller and buyer must settle any advanced amounts and fees according to the terms agreed with SPAEX. Additional legal or administrative costs may apply.
You can still use SPAEX even if your law firm is not on our panel, but consent from your lawyer is required.
No, using SPAEX does not affect your credit score or disrupt ongoing transactions. The process is seamless and works in parallel with the regular standard spa transaction flow.
Register your interest, submit a form, get approved, and receive your advance through our partnered financial solutions
By collaborating as a strategic funding affiliate with SPAEX, you can achieve annual returns up to 12% on short-term facilities, with durations ranging from 30 to 120 days.
Disclaimer: While SPAEX strives tp facilitate funding solutions, there are inherent risks involved, including the possibility of default. It's importapt to consider these risks carefully Keri making your decision
SPAEX implements a robust AML policy that includes thorough customer due diligence, secure record-keeping, and regular training for employees to identify and report suspicious activities. We also comply with Malaysian regulations by monitoring transactions and reporting any suspicious activity to the relevant authorities.
SPAEX is a financial solution platform that acts as the partner, facilitating advances on Sale and Purchase Agreements (SPA) to
enable smoother real estate transaction
Yes, SPAEX follows all legal standard procedures for real estate transactions in Malaysia, ensuring a secure and compliant process.
SPAEX operates in collaboration with non bank financiers and cooperatives, ensuring full reliability and compliance with legal standards.
No, it's not a traditional loan. SPAEX advances your sale proceeds and charges a one-time processing fee and a monthly service fee. This is based on the transaction itself, not your credit score, and it doesn't result in long-term debt.
SPAEX accepts real estate-related transactions, such as primary property sales and purchases that are in progress and awaiting balance payments. Each deal is subject to review, and SPAEX reserves the right to decline any transaction based on our assessment or risk factors. Certain property types, like Malay reserve land, may not be eligible.
SPAEX currently provides services across Malaysia, focusing on key regions including Sarawak and other major cities.
Yes, the minimum is RM50,000 and the maximum is RM1 million; anything above subject to our assessment and evaluation of the case.
The processing fee varies from 3-6% depending on the duration of the SPA transaction, along with a monthly service fee. Legal fee and stamp duty are separate and not included in the processing fee.
A monthly service fee of 1.5% based on the amount provided upfront. The fee covers the services provided, ensuring a smooth transaction.
You can receive up to 50% of your SPA value, subject to our final valuation and assessment; payment is made and released through our partner to your lawyer's trust account.
Once approved, funds are disbursed within 3-5 working days to your lawyer’s trust account.
Register With SPAEX
Ready To Unlock Your Cash Flow Today?
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